Fractional CFO, Outsourced CFO, Virtual CFO Topics
Strategic Forecasting Part 3: Modeling Staffing and Productivity Curves for Accurate Financial Planning
In part one of this series of articles, I discussed “Strategic Financial Forecasting: How Time Tracking Data Transforms Multi-Year Financial Models.” In part two, I focused on “Building a Calendar System that Anchors Multi-Year Models.” In this article, I will...
Why Tariff Increases Haven’t Shown Up in Inflation—Yet: A CFO’s Real-World Perspective on E-Commerce and Consumer Packaged Goods
Last year, when tariffs were introduced, I wrote a blog article about how they represented a critical kitchen table issue for many small American businesses that have built their business models around contract manufacturing in China and selling through U.S....
The Real Cost of DIY Financial Operations
I sat across from a business owner last week who proudly told me he’d saved $200,000 by handling his company’s finances himself rather than hiring professional help. His bookkeepers processed transactions. His CPA handled taxes. He managed everything else —...
When Fractional CFO Can Solve Founder Bottlenecks Costing You Growth
Throughout my years working with established businesses, I’ve watched the same pattern unfold dozens of times. A founder builds a company from nothing to $5 million, then $10 million, then $20 million in revenue. Success creates its own set of...
Beeper After One Year: The Evolution Continues
A little over a year ago, I published a blog article titled “From Too Many Messaging Apps to Just One” and discussed my discovery of Beeper, a unified messaging app that I use on my desktop and iPhone. I have...
The CFO’s Paradox: Managing Risk
I’ve watched CEOs who built companies from nothing suddenly freeze when faced with decisions that would have been easy calls five years earlier. Success rewrites the rules of risk. When you’re bootstrapping, every decision feels like a calculated gamble; when...
How to Use Our Asset Backed Loans Calculator (And Why It Matters)
Securing financing as a small or mid-sized business, especially for small businesses, can be challenging. Whether you’re bridging a cash flow gap, funding inventory, or expanding operations, asset-backed lending (ABL) provides a practical solution by leveraging your business’s existing assets,...
Strategic Forecasting Part 2 – Building a Calendar System That Anchors Multi-Year Models
In part 1 of this series of articles titled “Strategic Financial Forecasting: How Time Tracking Data Transforms Multi-Year Financial Models,” I discussed how integrating platforms like ClickTime into three-statement models can help businesses forecast labor demand, seasonality, and cash flow...
Why the AI “Bubble” Won’t Pop As the Internet Bubble Did
So the AI bubble is on everyone’s mind. I don’t have an answer on where that stands. However, I was around during the Internet bubble. In fact, I got out of my Wharton/Penn grad studies in mid-1999 to start my...
The Nine Business Model Templates: Why Industry Expertise Matters Less Than You Think
When I am networking with new business relationships, a frequent question I am asked is whether my firm’s CFO services specialize in any specific industry. As a business nerd with a lot of consulting experience, I think this is a...